How To Rebuild Your Credit With An Installment Loan

So you’re trying to establish or rebuild your credit. There are many ways to do that, but one that you might not have considered is getting an installment loan.

Here are ways that you can rebuild your credit with an installment loan.

1. Make Sure The Lender Reports To All Three Credit Bureaus

If a loan company does... More

5 BIG Tax Changes You Need To Know Before You File In 2021

Before you file your taxes in 2021…

The IRS has made several changes to laws that will affect your tax return this year.

Here are 5 things you need about your 2021 tax return.

1. If You Didn’t Get A Stimulus Check, You Can Claim It As A Tax Credit.

If you never received a stimulus check (the IRS... More

5 Essential Tax Credits You Should Use In 2020

Before you file your taxes in 2020, it’s essential to make sure you know what tax credits you qualify for.

What is a tax credit?

A tax credit reduces the amount of taxes you owe and sometimes results in a big fat tax refund check from Uncle Sam.

Tax credits differ from tax deductions... More

3 Ways To Pay Off An Installment Loan Early

So you had a financial emergency come up earlier this year. Now you’re finally at the end of that challenging season, and you want to move forward.

If you’re trying to figure out how to pay off your installment loan early, this article will give you 4 very simple and practical tips to do so.

But first,... More

5 Self-Employed Tax Deductions That’ll Shrink Your Tax Bill

It’s no secret that filing taxes is stressful.

The paperwork is frustrating. The anxiety over determining how much you owe is intense. Figuring out what deductions and credits you qualify for is confusing.

And if you’re a business owner? The complexity only gets worse.

One of the most challenging, yet essential, aspects of filing as a business owner... More

Is It Good To Pay Off A Personal Loan Early? [3 Pro Tips]

People choose to pay off debt for many reasons. Some do it to increase their budget. Others pay off loans early to get control of their finances and become debt free. Some people do it in hopes of improving their credit score.

But before you start working toward paying down debt, there are some things you... More

Everything You Need To Know About Getting An ITIN

So you think you need an ITIN to file your taxes?

Well, in this post, we’re going to tell you everything you need to know about how to apply for an ITIN.

First, though…

Let’s make sure an ITIN is really what you need. As we all know, taxes and the IRS can be very confusing sometimes. So... More

Installment Loans vs. Payday Loans: 5 Pros & Cons You Should Know About

Financial emergencies usually occur without warning.

When they do, knowing where to find quality financial help is crucial.

The problem is…

When you’re in a bind, it’s easy to make a wrong decision that could make your situation worse.

So, in this post we’ll compare installment loans vs. payday loans:

How payday and installment loans work?

Which one is better?

And why... More

Tax Preparer vs. Software: Is It Really Worth Paying For Tax Preparation?

If you’re trying to decide whether to use DIY tax prep software or pay a professional to prepare your taxes, there are a few things to consider. Let’s compare hiring a tax preparer versus using tax software to file your tax returns:

Professional Tax Preparer vs. Tax Software1. Accuracy: paying what you owe—nothing more, nothing less

There’s... More

How does a personal loan affect your credit?

So you’re trying to rebuild your credit after a tough financial season. You’re considering applying for a loan to cover some unexpected expenses. But will applying for a loan damage your credit? Or can it help you build credit?

In this post, we’re going to look at three aspects of a personal loan and how they... More